CREDIT DISPUTES How many of us have ever gotten a credit report online?  Have you ever seen something on your credit report that you didn’t like and, just because you wanted to see what happens, you hit the ‘Dispute’ button?  Well, the world is changing and that small button can have a BIG impact on [...]

For quite some time, the only way to borrow more than 80% on a Miami Real estate purchase was to go FHA.  Now, FHA has restrictions that have made some home buyers frustrated and unable to enter the market.  Well – good news. There are a  few lenders [shocker - of which we are one] [...]

I know, I know – you have heard it, so have I.  In fact it seems that I – along with seekers of Miami homes for sale - am becoming almost immune to the statement, “Historically Low Rates”.  This may be the current financial version of The Boy Who Cried Wolf.  Well, if you remember the story – the [...]

There are many home buyers that feel they are in a squeeze play right about now.  The previous tax credit had t0 deadlines associated with it that allowed Miami First Time Home Buyers to realize the $8000 Tax Credit. Go under contract on a home by April 30, 2010 Close on that home purchase by June 30, [...]

LOW MIAMI MORTGAGE RATE UPDATE: Okay, nothing is more fun for me than being right, but ironically, nothing is more fun for Miamism readers as when I am wrong.  I am glad we can laugh about that together! How do you capitalize on my “egg in the face”?  Well, stick it to the bank – get [...]