So, I was getting ready to post the Part II of III about the Future of Miami Mortgage Rates and two things came to mind. The only people that care about [What I alluded to in Part I] how the FED influences long-term mortgage rates are… well… fellow mortgage people and economics professors. With the [...]

Miami Mortgage Rates Part I Wow – maybe I bit off more than I can chew here.  Well, lets at least try to dig deep enough to be of value but not too deep that it bores you to tears.  That is one of the main quandaries of being a Miami loan officer – I [...]

When looking to buy Miami Beach homes for sale, getting a pre qualification letter has become more than just a good idea – it has become a necessity.  If we have learned anything from recent history, it is that good mortgage advice is, indeed, not around every corner. The point – make the most of [...]

It’s not often that we get excited about mortgages, and much less mortgage brokers (no offense to the industry). But we have some amazing news to share with you. Mortgage Broker extraordinaire, Chris Brown, has agreed to share his knowledge and passion with our Miamism readers and we could not be any happier. Chris has [...]

Looks like the Federal Housing Administration is loosening their belts along with the rest of us following Thanksgiving Day stuffing. The rates for FHA are down considerably while conventional rates are climbing in the same period. And jumbo rates are showing signs of lowering as well. All of these items are contrary to what we [...]